About the Program

The Hometown Heroes program is designed to assist frontline community workers in Florida with purchasing their primary residence. Eligible homebuyers can receive up to 5% of their first mortgage loan amount (up to $35,000) in down payment and closing cost assistance in the form of a 0% deferred second mortgage. To qualify, homebuyers must have a minimum credit score of 640, connect with a participating loan officer, provide certification for an eligible occupation, and meet the income threshold for their county.

 
Shane Turner with Supreme Lending will be going over a step-by-step guide to qualifying for the Hometown Heroes Housing Program down payment assistance. Click here to attend this webinar to see if your occupation is one of the 100+ occupations that are eligible for the program.

LIVE! Wednesday, April 26th @ 7:30 PM EST

REGISTER FOR THE WEBINAR

Learn more about this amazing program for our Florida Hometown Heroes.

Join us on this FREE live webinar with Shane Turner, senior Loan Officer with Supreme Lending. Mr. Turner will go over a step-by-step guide to qualifying for this amazing program.

 

Don't miss this opportunity. See if you are one of the 100+ occupations that qualify.

Click the button below now to register.

ELIGIBILTY REQUIREMENTS 

First Time Homebuyer

An applicant must be a first-time homebuyer to be considered for the FL Housing Hometown Heroes program. This implies they shouldn't have shown any ownership interest in a primary house in the three years leading up to the execution of the Mortgage Loan.

Income Limit

The income limit puts a cap above which an individual cannot qualify for a mortgage. Only applicants with salaries below 150 % of the county's median income are considered. Income caps range from $118,950 to $146,250.
 
Credit Score
A middle FICO rating of at least 640 is required for all applicants. This program allows for a back-end debt-to-equity ratio (DTI) as high as 50 percent.

Occupations

Here are a few of the occupations that are eligible for Florida’s Hometown Heroes Housing Down Payment Program:
Active Duty Military and our Veterans, Law Enforcement, Firefighters, Paramedic-EMT, Registered Nurses, Teachers, School Counselors, Social Workers, School Phycologist, Home Health Aide- CNA's, Health Care Practitioners, Physician Assistants, Acupuncturists, Chiropractor Physicians, Pharmacy Tech, Nursing Home Administrator, Occupational Therapist, Speech Pathologist, Dentist, Dental Hygienist, Certified Nurse Mid-Wife, Respiratory Therapist, Licensed Nutritionist/ Dietician, Athletic Trainer, Electrologist, Massage Therapist, Clinical Laboratory Personal, X-Ray Tech, Radiology Tech, Optician, Hearing Aide Specialist, Physical Therapist, Marriage and Family Therapist, Mental Health Counselor, Veterinarian and many more...

Shane Turner with Supreme Lending will be going over a step-by-step guide to qualifying for the Hometown Heroes Housing Program down payment assistance. Click here to attend this webinar to see if your occupation is one of the 100+ occupations that are eligible for the program.

ABOUT JULIO & SHANE

ABOUT THE SPEAKER

Shane Turner is a Top-Producing Loan Officer with over 18 years of experience and is ranked in the top 1% of mortgage professionals in the Country.

Shane and his team have assisted hundreds of VA home buyers both active duty and Veterans. He is truly passionate about "serving " his nation's Veterans and his Florida Hometown Heroes through the homeownership program. In addition to serving his Florida Heroes and their families in the home-buying process, he also is well-known in the Realtor Community. He is consistently in the Realtor community teaching his Military Mortgage Bootcamp, so they understand the importance of "Serving those who served to protect us"

ABOUT JULIO N. SUAREZ
Julio N. Suarez is a dedicated real estate agent who has been serving his community since 2005. With his extensive knowledge of the local real estate market and years of experience helping families buy and sell their homes, Julio has become a trusted resource for his clients. He takes pride in providing exceptional service to his community, with a special focus on assisting first responders and members of the military. Julio's passion for real estate and his commitment to his clients make him a valuable asset to anyone looking to achieve their real estate goals.

REVIEWS

  • Julio was very responsive and professional always available and we had a very successful closing. I would highly recommend him to anyone who is looking to buy or sell.

    Jeanne Towne

  • (Translated by Google) Very good rearto the best of Miami (Original) Muy buenos rearto lo mejor de miami

    Fidel Diaz

  • If I could rate 100 stars I would! It was an absolute pleasure to work with Silvia and Julio!! They were both very helpful in finding the right home & location I wanted all within our price range. Silvia and Julio are extremely communicative and always answered any questions or concerns we had. As soon as there was a new listing, I was notified right away. They are both very passionate about what they do and truly care for each of their clients. I can’t thank them enough for all of their help during the house hunting process!! Thank you!! :)

    Kristina Meneses